Insurance

We welcome most Hawaii insurance plans.  Health insurance coverage varies widely among health plans, and can differ from state to state.  The majority of US Mainland insurance policies do not extend outside of the continental United States to Alaska or Hawaii.  To find out if your insurance company covers your treatment, it is best for you to contact your insurance representative before making your first appointment.  General workman’s compensation and no-fault auto insurance guidelines are provided on this page in the adjacent box. We encourage you to download the necessary form from our website and complete them before arriving at our office. You can download the required forms by clicking here or on the above library link.

 

A recent study conducted by National Market Measures, Inc. for Landmark Healthcare indicates a trend toward increased coverage for alternative therapies. According to the study, 67 percent of HMOs already insure at least one type of alternative treatment, chiropractic is most commonly covered, followed by acupuncture and massage therapies.

 

Deductibles and co-payments are to be collected at the time of service. We will, at no cost to you, directly bill an insurance company that is established and recognized by our office, for all services and charges that are confirmed under your policy.


Due to very strict insurance rules we are force to limit acceptance for Workers Compensation and Auto Accident injuries on a one by one basis.

This information is subject to change without notice, please call your insurance.

 

Workers Compensation

you need this information:

1.claim number

2.carrier name & address

3.date of accident

4.employer information

  1. 5.referral (Rx) needed from physician or chiropractor.

  2. 6.

Auto Accident/No Fault  

No referral needed,

30 visits or 30 in combination with chiropractic.


HMAA

No referral needed.  

No limitation on conditions. co-payments $5 x visit

20 visits x year.


KAISER, HMSA, ASHN

No referral needed. 

Benefit & discount plans.  

co-pay varies $10 to $24

visits x year varies


Sumerlin

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Lahaina Clinic

             

Marco Biancardi        

L. Acu., NCCAOM - LAHAINA,